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Our Mission in 2008 is to teach
1 million
people
How to live debt free
Learn more by visiting our
video library
Or read more at
YAHOO news
Click
here
to attend one of our
LIVE! Debt Reduction Workshops
After analyzing thousands of real debt cases. We have developed a program that will teach you how to live debt free for life. There are
2
elements to living debt free:
Break the debt cycle
&
Pay down your debt.
We'll teach you how to do BOTH
BREAK
the debt cycle with the B.A.M. Process
The B.A.M. Process breaks you of old unconscious spending habits. In addition, it gives you 3- simple steps for taking back financial control of your life today and forever.
This process helps you find the money leaks in your budget and lifestyle. You find them, you fix them, and you own the rewards. Your rewards are called B.A.M. dollars.
Step 1: Budget
You must be acutely aware of how much money is coming in every month and how much is going out. Most importantly, you need to know where your money is going.
Step 2: Audit
An audit is extremely beneficial and vital in gaining your financial independence. We will show you how to find hidden money in your budget by auditing every account you have open.
Step 3: Monitor
Monitor your expenses for two weeks. This step will have the greatest impact on your financial future because it changes the way you live everyday.
Most often a life without the B.A.M. Process is a life without savings. Consequently many Americans rely on credit cards for emergencies. High credit card borrowing might reflect rational post-crisis borrowing as a response to the tragedy. For example, available data suggests that many families use credit cards to meet crisis-level medical expenses.
Learn how to
Pay down your debt
Call Us!
800-718-5328
Paying for College
Attention all H.S. Students and Parents:
We’ve put together tips, strategies, helpful links and ideas to help high school students and parents with the process of making a college education affordable.
Click
here
to get our free brochure.
Paying for College
Upcoming Seminars
Financial Education Events:
See our
events calendar
for more details.
Proud Partner of
The Federal Reserve's
Success Stories
Lawyer and teacher find success with Fresh Start Forms:
By using the debt reduction plan, we will save $159,360 and be debt free 18 years and 9 months sooner. I like this! :) :) :)
Stay at home mom finds success:
My husband and I recently decided that I would leave my job and stay at home with our three girls full-time. Managing our expenses without a second income has been difficult and I had often wondered if we made the right decision. This program has not only showed me how to save money every month, but it has also given us a plan to be completely debt free sooner. Our current 15 year mortgage will be paid off 2.5 years sooner and we’ll be saving more than $7,000.
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